Nepal Trekking Insurance

Nepal trekking insurance is a critical aspect of planning your trek in the Himalayas. While the country is known for its stunning natural beauty and cultural richness, the trekking routes can be challenging, and unexpected events can occur. Having adequate insurance coverage can provide peace of mind and protection for you and your loved ones in case of an emergency.

Medical & Rescue Cover

Trekking in the Himalayas can pose significant health risks, and medical attention may not always be readily available. It's crucial to have insurance that covers medical expenses, including evacuation by helicopter if necessary. This can be especially important for trekkers who suffer from altitude sickness or other health issues while on the trail.

Altitude Limits

Many trekking routes in Nepal reach elevations above 5,000 meters, exposing trekkers to health risks such as altitude sickness. It's essential to choose an insurance policy that covers you at high altitudes, so you can be evacuated if necessary. Make sure to check the altitude limits of your policy before you start your trek.

Insurers

There are several insurance providers that offer trekking insurance for Nepal. Here is a list of some of the most popular options:

When I first visited Nepal, I found it difficult and time consuming to figure out which insurers would cover me and which was the cheapest. That's why I made this website! If you click the button below, you'll be able to instantly find out which insurers will cover your trek and get a quote.

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Treks

One of the most popular trekking destinations in Nepal is the Annapurna region, which offers a variety of trekking routes ranging from easy, low-altitude hikes to challenging high-altitude expeditions. The Annapurna Circuit, which encircles the Annapurna massif, is one of the most famous trekking routes in the world, and offers stunning views of the Himalayan peaks, including Annapurna I, the tenth highest mountain in the world.

Another popular trekking destination in Nepal is the Everest region, which is home to the world's highest peak. Trekkers can take the famous Everest Base Camp Trek, which takes them to the base of the mountain, or attempt to summit one of the many peaks in the region, such as Island Peak or Lobuche East.

Some popular treks include:

Trek name	Min. duration	Max. altitude
Everest Three Passes Trek	18 days	5,535 m / 18,159 ft (Kongma La pass)
Manaslu Circuit Trek	13 days	5,106 m / 16,752 ft (Larkya La pass)
Langtang Trek	7 days	5,535 m / 18,159 ft (Kongma La pass)
Upper Mustang Trek	12 days	4130 m / 13,550 ft
Everest Three Passes Trek	12 days	3810 m / 12,500 ft

Trekking Peaks:

In Nepal, there are 28 "Trekking Peaks" (which require a permit to climb) but this is misleading as all of them require climbing or mountaineering, with rope, crampons and ice axes required. However, the easiest ones, Island Peak and Lobuche East can be attempted with no prior experience with certain agencies.

Peak name	Difficulty (French grade)	Max. altitude
Mera Peak	PD	6,476 m (21,247 ft)
Island Peak (Imja Tse)	PD+	6,189 m (20,305 ft)
Lobuche Peak	PD+	6,119 m (20,070 ft)
Kyajo Ri	D	6,186 m (20,295 ft)
Yala Peak	F+	5,700 m (18,700 ft)
Pisang Peak	PD	6,091 m (19,978 ft)
Chulu West	PD-	6,419 m (21,055 ft)
Tent Peak	F	5,663 m (18,580 ft)

Trekking agencies

Generally, there are two types of trekking agencies; locally ran and operated agencies and foreign agencies. Often the foreign agencies will actually use local agency, while somtimes providing an aditional international mountain guide.

The advantage of an international agency is that you can trust that all arrangements will be made and you will have a point of contact that speaks your native language. However, often you will end up having the exact same trekking experience as if you had gone directly with a local agency.